GUEST TERMS OF SERVICE

1. Overview

These Guest Terms govern your use of The Wedding Ticket, a service operated by 67 Percent Inc. (d/b/a “The Wedding Ticket”) (the “Company,” “we,” or “us”), to make contributions to an event hosted by a user. By contributing, you agree to these Terms and our Privacy Policy.

2. Nature of Contributions

Contributions are voluntary monetary gifts that support event costs as determined by the host and are considered generally non-refundable personal transfers. Contributions are not charitable donations and are not tax‑deductible. We do not provide tax advice.

3. Payment Processing and Non‑Custodial Model

Payments are processed by Stripe, Inc. The Company does not hold funds and does not act as a bank, money transmitter, or escrow agent. Stripe, not the Company, processes card payments and handles settlement and related risk controls, subject to Stripe and card‑network rules.

4. Pricing and Fees

You will see the contribution amount and any applicable fees before checkout. Processing timelines and statement descriptors are determined by Stripe and your card issuer.

5. Refunds and Cancellations

Refunds are handled under our Refund and Cancellation Policy and card‑network rules. If an event is canceled or materially changed, we may instruct Stripe to issue refunds consistent with our Policy. Processing times vary by issuer. Refunds may be delayed, restricted, or denied by Stripe if fraud indicators or sanctions concerns are present.

6. Disputes and Chargebacks

If you file a chargeback, Stripe and the card networks will administer the dispute process. Submitting false or abusive disputes is prohibited.

7. Eligibility

You must be at least 18 and located in the United States to contribute. We may screen contributors against sanctions lists and may instruct Stripe to decline transactions based on risk signals.

8. Acceptable Use

You will not use the service for illegal activity, money laundering, or sanctions evasion, and you will not misrepresent your identity or the purpose of a contribution.

Specifically, you will not:

• Use another individual’s card or identity

• Use prepaid cards, gift cards, or other anonymous cards

• Refuse to cooperate with identity verification requests or enhanced due diligence inquiries

9. Arbitration Agreement and Class Action Waiver

You and the Company agree to binding individual arbitration for disputes or claims arising from or relating to these Terms or the service. The Federal Arbitration Act and Indiana law govern this provision. The American Arbitration Association will administer the arbitration in Marion County, Indiana under its Consumer Arbitration Rules. Either party may bring a claim in small claims court if the claim qualifies. There is no jury trial and no class or representative actions. You may opt out within 30 days of accepting these Terms by sending written notice to 67 Percent Inc., 2106 Morthland Drive #1063, Valparaiso, IN 46383.

10. Disclaimers and Limitation of Liability

The service is provided “as is.” To the fullest extent permitted by law, our liability to you is limited to the lesser of the amount you paid in the challenged transaction or 100 U.S. dollars.

11. Governing Law and Venue

Indiana law governs these Terms. For matters not subject to arbitration, any dispute will be heard in the state or federal courts in Marion County, Indiana.

12. Contact

Email: [email protected]

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